Every license on Neighborhood Registry is checked against the issuing authority’s own public record — never against a third-party database. This map lists each authority in the verification system, what it covers, and how its checks run, including the authorities whose portals only a person can read. The coverage figures on this page are reported quarterly in the Verification Ledger Report.
| State | Category | Authority | How the check runs |
|---|---|---|---|
| Alabama | Insurance | Alabama Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Alabama | Real estate | Alabama Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Alaska | Insurance | Alaska Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Alaska | Real estate | Alaska Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| All states | Mortgage (loan officers) | Nationwide Multistate Licensing System authority site | Manual review — NMLS Consumer Access is not machine-readable, so a person checks the record: claimed members are formally re-verified every quarter on the same cycle as the automated lane, plus a post-renewal sweep each January (NMLS licenses renew in November–December and expire December 31) |
| Arizona | Insurance | Arizona Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Arizona | Real estate | Arizona Department of Real Estate authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Arkansas | Insurance | Arkansas Insurance Department authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Arkansas | Real estate | Arkansas Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| California | Insurance | California Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| California | Real estate | California Department of Real Estate authority site | Manual review — this authority’s portal is not machine-readable, so a person checks the record |
| Colorado | Insurance | Colorado Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Colorado | Real estate | Colorado Division of Real Estate authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Connecticut | Insurance | Connecticut Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Connecticut | Real estate | Connecticut Department of Consumer Protection authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Delaware | Insurance | Delaware Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Delaware | Real estate | Delaware Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Florida | Insurance | Florida Department of Financial Services authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Florida | Real estate | Florida Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Georgia | Insurance | Georgia Office of Insurance and Safety Fire Commissioner authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Georgia | Real estate | Georgia Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Hawaii | Insurance | Hawaii Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Hawaii | Real estate | Hawaii Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Idaho | Insurance | Idaho Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Idaho | Real estate | Idaho Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Illinois | Insurance | Illinois Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Illinois | Real estate | Illinois Department of Financial and Professional Regulation authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Indiana | Insurance | Indiana Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Indiana | Real estate | Indiana Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Iowa | Insurance | Iowa Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Iowa | Real estate | Iowa Real Estate Commission authority site | Manual review — this authority’s portal is not machine-readable, so a person checks the record |
| Kansas | Insurance | Kansas Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Kansas | Real estate | Kansas Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Kentucky | Insurance | Kentucky Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Kentucky | Real estate | Kentucky Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Louisiana | Insurance | Louisiana Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Louisiana | Real estate | Louisiana Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Maine | Insurance | Maine Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Maine | Real estate | Maine Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Maryland | Insurance | Maryland Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Maryland | Real estate | Maryland Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Massachusetts | Insurance | Massachusetts Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Massachusetts | Real estate | Massachusetts Board of Registration of Real Estate Brokers and Salespersons authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Michigan | Insurance | Michigan Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Michigan | Real estate | Michigan Department of Licensing and Regulatory Affairs authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Minnesota | Insurance | Minnesota Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Minnesota | Real estate | Minnesota Department of Commerce authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Mississippi | Insurance | Mississippi Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Mississippi | Real estate | Mississippi Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Missouri | Insurance | Missouri Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Missouri | Real estate | Missouri Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Montana | Insurance | Montana Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Montana | Real estate | Montana Board of Realty Regulation authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Nebraska | Insurance | Nebraska Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Nebraska | Real estate | Nebraska Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Nevada | Insurance | Nevada Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Nevada | Real estate | Nevada Real Estate Division authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| New Hampshire | Insurance | New Hampshire Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| New Hampshire | Real estate | New Hampshire Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| New Jersey | Insurance | New Jersey Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| New Jersey | Real estate | New Jersey Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| New Mexico | Insurance | New Mexico Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| New Mexico | Real estate | New Mexico Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| New York | Insurance | New York Department of Financial Services authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| New York | Real estate | New York Department of State, Division of Licensing Services authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| North Carolina | Insurance | North Carolina Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| North Carolina | Real estate | North Carolina Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| North Dakota | Insurance | North Dakota Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| North Dakota | Real estate | North Dakota Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Ohio | Insurance | Ohio Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Ohio | Real estate | Ohio Division of Real Estate and Professional Licensing authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Oklahoma | Insurance | Oklahoma Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Oklahoma | Real estate | Oklahoma Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Oregon | Insurance | Oregon Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Oregon | Real estate | Oregon Real Estate Agency authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Pennsylvania | Insurance | Pennsylvania Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Pennsylvania | Real estate | Pennsylvania State Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Rhode Island | Insurance | Rhode Island Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Rhode Island | Real estate | Rhode Island Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| South Carolina | Insurance | South Carolina Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| South Carolina | Real estate | South Carolina Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| South Dakota | Insurance | South Dakota Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| South Dakota | Real estate | South Dakota Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Tennessee | Insurance | Tennessee Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Tennessee | Real estate | Tennessee Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Texas | Insurance | Texas Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Texas | Real estate | Texas Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Texas | Trades | Texas Department of Licensing and Regulation authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Texas | Trades | Texas State Board of Dental Examiners authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Texas | Trades | Texas State Board of Plumbing Examiners authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Utah | Insurance | Utah Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Utah | Real estate | Utah Division of Real Estate authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Vermont | Insurance | Vermont Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Vermont | Real estate | Vermont Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Virginia | Insurance | Virginia Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Virginia | Real estate | Virginia Real Estate Board authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Washington | Insurance | Washington Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Washington | Real estate | Washington State Department of Licensing authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| West Virginia | Insurance | West Virginia Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| West Virginia | Real estate | West Virginia Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Wisconsin | Insurance | Wisconsin Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Wisconsin | Real estate | Wisconsin Department of Safety and Professional Services authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Wyoming | Insurance | Wyoming Department of Insurance authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| Wyoming | Real estate | Wyoming Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
| — | Licensing authority | District of Columbia Real Estate Commission authority site | Automated check against the authority’s public record where it is machine-readable; manual review where it is not |
Cadence for every authority above: licenses are re-checked weekly against the authority’s public record; claimed members also receive a formal re-verification every quarter where the authority publishes a machine-readable record — and where the record can only be read by a person, that quarterly formal re-verification is performed manually on the same 90-day cycle (NMLS records also receive a post-renewal sweep each January, after the annual renewal window closes); and every license is formally re-verified every 12 months, on the anniversary of its initial verification — the annual re-verification is the backstop for any record the automated checks cannot reach. Every check, whichever lane it runs in, is written to the public verification ledger.