Karen Perry Davis

Loan Officer · Presidential Bank, FSB

License verification record. Every check below was made against the issuing authority’s public record. View the full profile.

Current verification

Licensing authorityNationwide Multistate Licensing System
License number1536666
Current statusVerified — license active
First verifiedNovember 1, 2026
Last checkedNovember 1, 2026
Next formal re-verificationNovember 1, 2027
Check statusManual-review record

This authority does not publish a machine-readable record, so the weekly automated check cannot read it. This license is confirmed by manual review, and the formal re-verification above governs.

How verification works

Every license on Neighborhood Registry is checked directly against the issuing authority’s public record before the profile can carry the Verified designation. Licenses are re-checked weekly against the issuing authority’s public record — where the authority publishes a machine-readable record the weekly check runs automatically, and where it does not, the record is checked manually. Every license is also formally re-verified every 12 months, on the anniversary of the initial verification — the annual re-verification is the backstop for any record the weekly check cannot reach. Claimed members also receive a formal re-verification every quarter where the authority publishes a machine-readable record. If a re-verification finds a license lapsed, expired, or revoked, the professional’s Verified status is removed, their neighborhood seat is released, and their profile is unpublished until the license is verified active again.

Verification history

DateCheckAuthorityLicenseResult
November 1, 2026Federal Mortgage Loan Originator registration — Active (OCC), Presidential Bank, FSB, authorized since 2023-09-26. Read on NMLS Consumer Access 2026-11-01. (SC state license expired 2024-02-05.)
Ledger entry #361fab57749b…
Nationwide Multistate Licensing System1536666 authority recordVerified — license active

Every event in this registry’s ledger is hash-chained to the event before it, so the history cannot be edited after the fact without detection. Ledger status: 24407 events chain-wide · chain verified intact · last validated October 24, 2026. The full public ledger is at the verification ledger.

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