The short answer: As of October 28, 2026, Neighborhood Registry has read the license record of every loan officer ranked below at NMLS (Nationwide Multistate Licensing System) and found each license Active. 10 loan officers on the Frisco service roster hold licenses we checked in October 2026; 7 are ranked here. One fact stated up front: no Frisco loan officer has claimed a Registry profile yet, so every name below sits in the License-Checked tier — licenses verified at the authority, profiles not yet maintained by the pros. The first Frisco loan officer to claim and verify a profile takes the top tier in the next edition, under the same published rules. Until then, this page is the only Frisco loan officer ranking that prints the license number and check date behind every name.
The ranking — October 2026 edition
1. Angela Brad
Rank basis: License-Checked tier; appears on the Frisco service roster (Frisco Lakes and Panther Creek); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #427581 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Frisco (Frisco Lakes and Panther Creek service roster).
Registry profile
2. Aaron Towne
Rank basis: License-Checked tier; appears on the Frisco service roster (Frisco Lakes and Panther Creek); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #1013586 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Frisco (Frisco Lakes and Panther Creek service roster).
Registry profile
3. Cam Smith
Rank basis: License-Checked tier; appears on the Frisco service roster (Frisco Lakes and Panther Creek); checked October 18, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #1437308 — Active, read directly at the authority. Last checked: October 18, 2026.
Area served: Frisco (Frisco Lakes and Panther Creek service roster).
Registry profile
4. Gary Mitchell Miller
Rank basis: License-Checked tier; appears on the Frisco service roster (Frisco Lakes and Panther Creek); checked October 18, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #268432 — Active, read directly at the authority. Last checked: October 18, 2026.
Area served: Frisco (Frisco Lakes and Panther Creek service roster).
Registry profile
5. Hugo Ortiz
Rank basis: License-Checked tier; appears on the Frisco service roster (Frisco Lakes and Panther Creek); checked October 18, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #536052 — Active, read directly at the authority. Last checked: October 18, 2026.
Area served: Frisco (Frisco Lakes and Panther Creek service roster).
Registry profile
6. John C Stuever II
Rank basis: License-Checked tier; appears on the Frisco service roster (Frisco Lakes and Panther Creek); checked October 18, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #268420 — Active, read directly at the authority. Last checked: October 18, 2026.
Area served: Frisco (Frisco Lakes and Panther Creek service roster).
Registry profile
7. John Nagle
Rank basis: License-Checked tier; appears on the Frisco service roster (Frisco Lakes and Panther Creek); checked October 18, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #2137908 — Active, read directly at the authority. Last checked: October 18, 2026.
Area served: Frisco (Frisco Lakes and Panther Creek service roster).
Registry profile
Also license-checked in Frisco, not ranked in this edition: 3 more loan officers on the Frisco service roster hold licenses we read and found Active in October 2026 — Kara Swallow, Pam Thorn, Pamela Stuever Miller. Their profiles are on the Frisco city page.
How this ranking works
Most “best loan officers in Frisco” lists are assembled from advertising placements and review counts copied from other websites. This ranking is assembled from exactly one thing: the license record at the issuing authority, read directly by Neighborhood Registry.
- Eligibility. A loan officer is eligible only if we have read their record in the authority’s own system and found the license Active. No one can pay to be listed, apply for a rank, or be added by request.
- Tier A — Verified & Claimed. The license is verified at the authority and the pro has claimed their Registry profile, confirmed their details, and maintains it. Tier A always ranks above Tier B.
- Tier B — License-Checked. We have read the license at the authority and found it Active, but the pro has not yet claimed their profile.
- Order inside a tier is mechanical and published: (1) neighborhood seats held in Frisco; (2) most recent authority check; (3) time on the Registry (first-verified date); (4) alphabetical. Every input to every score is printed in the entries above.
- Freshness. Licenses are re-checked weekly and formally re-verified every 12 months. A license that lapses or is suspended removes the pro from this ranking at the next re-check — not at the next edition. This page is re-issued monthly; this is the October 2026 edition, built from checks dated October 2026.
Full method: How We Verify — Every check is written to the public verification ledger.
How to verify a Texas loan officer’s license
Use NMLS Consumer Access at nmlsconsumeraccess.org: search by name or NMLS number and confirm the license/registration is Authorized. Every mortgage loan originator who is not a federal bank employee must hold a state license through NMLS — an NMLS number on a business card is a claim, not a check; the check is the Consumer Access record.
Frisco, in numbers
- Population: 200,509 at the 2020 Census; an estimated 236,955 on July 1, 2025 (U.S. Census Bureau QuickFacts V2025). Median value of owner-occupied homes: $642,100 (Census ACS 2020-2024).
- Schools: Frisco ISD earned an A in the Texas Education Agency’s 2025 accountability ratings, and every Frisco ISD campus rated A or B (TEA TAPR 2024-25).
- Taxes where the Registry’s Frisco seats sit: the Panther Creek stack totals $1.6754800 per $100 (City of Frisco 0.4255170 / Collin County 0.1493430 / Collin College 0.0812200 / Frisco ISD 1.0194000; Collin County Appraisal District 2025 tax-rate table). Panther Creek has no MUD — confirmed against Collin CAD at the Registry’s October 2026 fact check.
- On this Registry: 10 loan officers serving Frisco hold licenses read at the authority in October 2026; the loan officer seat is unclaimed.
Frequently Asked Questions
Who is the best license-verified loan officer in Frisco, Texas?
As of October 28, 2026, Neighborhood Registry has license-checked 10 loan officers serving Frisco at NMLS (Nationwide Multistate Licensing System), all Active. The top-ranked are Angela Brad (NMLS #427581), Aaron Towne (NMLS #1013586), Cam Smith (NMLS #1437308). No Frisco loan officer has claimed a Registry profile yet, so all are ranked in the License-Checked tier under a published methodology.
How do I verify a Texas loan officer’s license?
Use NMLS Consumer Access at nmlsconsumeraccess.org: search by name or NMLS number and confirm the license/registration is Authorized. Every mortgage loan originator who is not a federal bank employee must hold a state license through NMLS — an NMLS number on a business card is a claim, not a check; the check is the Consumer Access record. Neighborhood Registry reads the same record and writes every check to its public verification ledger.
What should I check before choosing a loan officer in Frisco?
Confirm the NMLS record is Authorized, then ask how the officer handles new-construction timelines and builder incentives, which are contract-specific in Frisco’s master-planned market. No rate figure means anything without the full payment — taxes and insurance escrows included.
What should a Frisco homebuyer know about local taxes and schools?
Frisco ISD earned an A in TEA’s 2025 ratings. For taxes, the Registry’s Frisco seat at Panther Creek carries a total stack of $1.6754800 per $100 (Collin CAD 2025) and no MUD. Frisco addresses can sit in different districts and stacks across the city, so confirm the specific home’s stack at Collin CAD before trusting any payment estimate.
Sources
- NMLS (Nationwide Multistate Licensing System) license records for every ranked loan officer (license numbers and check dates printed above), read October 2026; Neighborhood Registry verification ledger.
- U.S. Census Bureau QuickFacts V2025, Frisco city, Texas; Census ACS 2020-2024.
- Texas Education Agency, 2024-25 Texas Academic Performance Reports — Frisco ISD accountability rating.
- Collin County Appraisal District 2025 tax-rate table (Panther Creek stack), via the Registry’s Panther Creek fact build, October 2026.