The short answer: As of October 29, 2026, Neighborhood Registry has read the license record of every insurance agent ranked below at Texas Department of Insurance and found each license Active. 136 insurance agents on the Houston service roster hold licenses we checked in October 2026; 7 are ranked here. One fact stated up front: no Houston insurance agent has claimed a Registry profile yet, so every name below sits in the License-Checked tier — licenses verified at the authority, profiles not yet maintained by the pros. The first Houston insurance agent to claim and verify a profile takes the top tier in the next edition, under the same published rules. Until then, this page is the only Houston insurance agent ranking that prints the license number and check date behind every name.
The ranking — October 2026 edition
1. Christopher Sailors
Rank basis: License-Checked tier; appears on the Houston service roster (Houston); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #891189 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Houston (Houston service roster).
Registry profile
2. Crystal Gomez
Rank basis: License-Checked tier; appears on the Houston service roster (Houston); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #931766 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Houston (Houston service roster).
Registry profile
3. Felipa Rodriquez
Rank basis: License-Checked tier; appears on the Houston service roster (Houston); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #753429 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Houston (Houston service roster).
Registry profile
4. Jo Ann Barnard
Rank basis: License-Checked tier; appears on the Houston service roster (Houston); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #835007 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Houston (Houston service roster).
Registry profile
5. Marilyn Page
Rank basis: License-Checked tier; appears on the Houston service roster (Houston); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #681364 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Houston (Houston service roster).
Registry profile
6. Paul Arnold
Rank basis: License-Checked tier; appears on the Houston service roster (Houston); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #792125 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Houston (Houston service roster).
Registry profile
7. Teresa Skinner
Rank basis: License-Checked tier; appears on the Houston service roster (Houston); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #715906 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Houston (Houston service roster).
Registry profile
Also license-checked in Houston, not ranked in this edition: 129 more insurance agents on the Houston service roster hold licenses we read and found Active in October 2026 — John Flowers, Joseph Barone, Julio Girones Reve, Krishawna Montgamary, Krystal Martinez, Mark Smelser, Quinton Gable, Tayler Epting, Alaina Bramlett, Diego Torres, Emily Larkin, Jrakkar Johnson, plus 117 more.
How this ranking works
Most “best insurance agents in Houston” lists are assembled from advertising placements and review counts copied from other websites. This ranking is assembled from exactly one thing: the license record at the issuing authority, read directly by Neighborhood Registry.
- Eligibility. An insurance agent is eligible only if we have read their record in the authority’s own system and found the license Active. No one can pay to be listed, apply for a rank, or be added by request.
- Tier A — Verified & Claimed. The license is verified at the authority and the pro has claimed their Registry profile, confirmed their details, and maintains it. Tier A always ranks above Tier B.
- Tier B — License-Checked. We have read the license at the authority and found it Active, but the pro has not yet claimed their profile.
- Order inside a tier is mechanical and published: (1) neighborhood seats held in Houston; (2) most recent authority check; (3) time on the Registry (first-verified date); (4) alphabetical. Every input to every score is printed in the entries above.
- Freshness. Licenses are re-checked weekly and formally re-verified every 12 months. A license that lapses or is suspended removes the pro from this ranking at the next re-check — not at the next edition. This page is re-issued monthly; this is the October 2026 edition, built from checks dated October 2026.
Full method: How We Verify — Every check is written to the public verification ledger.
How to verify a Texas insurance agent’s license
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you.
Houston, in numbers
- Population: 2,397,315 (U.S. Census Bureau QuickFacts estimate, July 1, 2025); median value of owner-occupied housing units, 2020-2024: $277,800. Houston is a renter-majority city (owner-occupied housing unit rate 42.1%, 2020-2024).
- Schools: Houston has no single school district. Houston ISD is the largest district and covers the central city — TEA 2025 overall rating B (84). Houston addresses also fall in Cypress-Fairbanks ISD (B, 85), Spring Branch ISD (B), Pasadena ISD (B), Fort Bend ISD (B), Aldine ISD (C), Alief ISD (C), and Humble ISD (C) — all TEA 2025 overall ratings. District boundaries do not follow city limits or neighborhood lines — verify the district for a specific address with the district or TEA before relying on any school claim for that address.
- Taxes: there is no single Houston tax rate — the total depends on the parcel’s county, school district, college district, and any MUD or special district. Worked example, tax year 2026, for a Harris County parcel inside city limits, in Houston ISD, in the Houston City College area, with no MUD: Houston ISD $0.8421 + City of Houston $0.51919 + Harris County $0.41750 + Flood Control District $0.05266 + Port of Houston Authority $0.00603 + Harris Health $0.19528 + Houston City College $0.098802 = $2.131562 per $100 of taxable value, excluding the Harris County Department of Education (its TY2026 adopted rate was not yet posted at verification; at its TY2025 rate of $0.0048 the same stack would be $2.136362). Confirm the entities and rates for a specific parcel with that parcel’s county appraisal district.
- Flood: Harris County is organized into 22 bayou watersheds. In Hurricane Harvey (August 2017) roughly 1 trillion gallons of rain fell on the county in four days, every one of the 22 watersheds was impacted, and the Harris County Flood Control District counted 154,170 homes flooded — 48,850 of them inside the mapped 1% (100-year) floodplain and 34,970 in the 0.2% (500-year) floodplain, so the majority of flooded homes sat outside the mapped 100-year floodplain — and 64% of flooded homes had no flood insurance policy in effect. Flood risk in Houston is a watershed-and-parcel fact, not a floodplain-map yes/no. Separately, Texas Windstorm Insurance Association (TWIA) coverage is not available citywide: in Harris County it covers only the parts of the county east of Highway 146 inside La Porte, Morgan’s Point, Pasadena, Seabrook, and Shore Acres, so most Houston homes buy wind and hail coverage in the private market.
- On this Registry: 136 insurance agents serving Houston hold licenses read at the authority in October 2026; the insurance agent seat is unclaimed.
Frequently Asked Questions
Who is the best license-verified insurance agent in Houston, Texas?
As of October 29, 2026, Neighborhood Registry has license-checked 136 insurance agents serving Houston at Texas Department of Insurance, all Active. The top-ranked are Christopher Sailors (TDI #891189), Crystal Gomez (TDI #931766), Felipa Rodriquez (TDI #753429). No Houston insurance agent has claimed a Registry profile yet, so all are ranked in the License-Checked tier under a published methodology.
How do I verify a Texas insurance agent’s license?
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you. Neighborhood Registry reads the same record and writes every check to its public verification ledger.
What does a Texas insurance agent’s license actually cover?
TDI licenses agents by qualification — for example general lines property and casualty, general lines life accident and health, or personal lines — and an agent may only sell the lines their license covers, for insurers that have appointed them. License-Checked on this page means Neighborhood Registry read the agent’s TDI record and found it Active in October 2026; it is a statement about the license, not about price or service quality.
What should a Houston homebuyer know about local taxes and schools?
Houston has no single school district and no single tax rate. Houston ISD is the largest district (TEA 2025 overall rating: B, 84), with Cypress-Fairbanks ISD (B, 85), Spring Branch ISD, Pasadena ISD, and Fort Bend ISD also rated B and Aldine ISD, Alief ISD, and Humble ISD rated C in TEA’s 2025 ratings; verify the district for a specific address with the district or TEA. For tax year 2026, a Harris County parcel inside city limits, in Houston ISD and the Houston City College area, stacks to $2.131562 per $100 of taxable value before any MUD, excluding the Harris County Department of Education, whose TY2026 rate was not yet posted — confirm the entities and rates for a specific parcel with its county appraisal district.
Sources
- Texas Department of Insurance license records for every ranked insurance agent (license numbers and check dates printed above), read October 2026; Neighborhood Registry verification ledger.
- U.S. Census Bureau — QuickFacts: Houston city, Texas (V2025 vintage; population estimate July 1, 2025, and median owner-occupied housing value, 2020-2024).
- Texas Education Agency — 2025 accountability ratings (2025-2026 Accreditation Statuses table, 2025 Accountability Rating column), read district by district, October 2026.
- Harris County Tax Office — Jurisdiction Tax Rates (Truth-in-Taxation) table, TY2025 and TY2026 adopted columns; City of Houston TY2026 tax rate notice ($0.51919); Houston ISD Tax Information (TY2026 adopted $0.8421); Houston City College Truth in Taxation (TY2026 adopted $0.098802).
- Harris County Flood Control District — Hurricane Harvey figures (MAAPNext Harvey history and the District’s final Harvey report figures). Texas Windstorm Insurance Association — Overview (Harris County designated area).
- Neighborhood Registry Houston fact build, October 2026.