The short answer: As of October 29, 2026, Neighborhood Registry has read the license record of every insurance agent ranked below at Texas Department of Insurance and found each license Active. 6 insurance agents on the Cleveland service roster hold licenses we checked in October 2026; 6 are ranked here. One fact stated up front: no Cleveland insurance agent has claimed a Registry profile yet, so every name below sits in the License-Checked tier — licenses verified at the authority, profiles not yet maintained by the pros. The first Cleveland insurance agent to claim and verify a profile takes the top tier in the next edition, under the same published rules. Until then, this page is the only Cleveland insurance agent ranking that prints the license number and check date behind every name.
The ranking — October 2026 edition
1. Juventino Escobar
Rank basis: License-Checked tier; appears on the Cleveland service roster (Cleveland); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3429039 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Cleveland (Cleveland service roster).
Registry profile
2. Marissa Caraballo
Rank basis: License-Checked tier; appears on the Cleveland service roster (Cleveland); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3243761 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Cleveland (Cleveland service roster).
Registry profile
3. Jennie Lewis
Rank basis: License-Checked tier; appears on the Cleveland service roster (Cleveland); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #2873626 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Cleveland (Cleveland service roster).
Registry profile
4. Laura Bray
Rank basis: License-Checked tier; appears on the Cleveland service roster (Cleveland); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #2275457 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Cleveland (Cleveland service roster).
Registry profile
5. Edward Thompson
Rank basis: License-Checked tier; appears on the Cleveland service roster (Cleveland); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #1037265 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Cleveland (Cleveland service roster).
Registry profile
6. James Danner
Rank basis: License-Checked tier; appears on the Cleveland service roster (Cleveland); checked October 21, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #1024113 — Active, read directly at the authority. Last checked: October 21, 2026.
Area served: Cleveland (Cleveland service roster).
Registry profile
How this ranking works
Most “best insurance agents in Cleveland” lists are assembled from advertising placements and review counts copied from other websites. This ranking is assembled from exactly one thing: the license record at the issuing authority, read directly by Neighborhood Registry.
- Eligibility. An insurance agent is eligible only if we have read their record in the authority’s own system and found the license Active. No one can pay to be listed, apply for a rank, or be added by request.
- Tier A — Verified & Claimed. The license is verified at the authority and the pro has claimed their Registry profile, confirmed their details, and maintains it. Tier A always ranks above Tier B.
- Tier B — License-Checked. We have read the license at the authority and found it Active, but the pro has not yet claimed their profile.
- Order inside a tier is mechanical and published: (1) neighborhood seats held in Cleveland; (2) most recent authority check; (3) time on the Registry (first-verified date); (4) alphabetical. Every input to every score is printed in the entries above.
- Freshness. Licenses are re-checked weekly and formally re-verified every 12 months. A license that lapses or is suspended removes the pro from this ranking at the next re-check — not at the next edition. This page is re-issued monthly; this is the October 2026 edition, built from checks dated October 2026.
Full method: How We Verify — Every check is written to the public verification ledger.
How to verify a Texas insurance agent’s license
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you.
Cleveland, in numbers
- Population and housing (Cleveland city): Cleveland counted 7,471 people in the 2020 Census, with a population estimate of 9,936 on July 1, 2025 — up 33.4% from the 2020 estimates base, the fastest growth profile in this cluster — and the median value of owner-occupied housing units was $174,400 in 2020-2024, with an owner-occupied rate of 62.9% (U.S. Census Bureau QuickFacts, Cleveland city, Texas, V2025).
- Schools: Cleveland ISD serves the city and a wider territory across Liberty County and into Montgomery and San Jacinto counties. TEA rated Cleveland ISD F overall for 2025 — the only Houston-region public district to receive an F in that release — while Cleveland High School earned a campus score of 66 of 100 (D) on its 2025 School Report Card; the district F and the campus D are different measures. Verify the district for a specific address with TEA or the Liberty County Appraisal District.
- Taxes: the complete worked stack is tax year 2025: a Liberty County parcel inside city limits, in Cleveland ISD, with no special district stacks Liberty County $0.480000 + City of Cleveland $0.630000 + Cleveland ISD $1.024100 = $2.134100 per $100. College: none — verified as a structural fact, not an omission: Lee College’s taxing district is Chambers and Harris counties only, so no college rate belongs in a Cleveland stack. No tax year 2026 total is stated, because Liberty County’s TY2026 rate was retrieved only as proposed. Confirm a specific parcel with the Liberty County Appraisal District.
- Flood and the coverage gap (insurance): Cleveland sits on the East Fork San Jacinto River — flood stage 19.0 ft at Cleveland; at 23.0 ft the Santa Fe Railroad and a hotel parking lot take on water, and at 25.0 ft the lowest homes on Wells Road are threatened, per the National Weather Service flood-warning record relayed by the City of Cleveland (previous crest 24.6 ft, January 8, 1998; USGS streamgage 08070000). The local market is also defined by affordability: 27.7% of under-65 residents lack health insurance (Census QuickFacts, 2020-2024), against a median home value of $174,400 and a 19.2% poverty rate.
- On this Registry: 6 insurance agents serving Cleveland hold licenses read at the authority in October 2026; the insurance agent seat is unclaimed.
Frequently Asked Questions
Who is the best license-verified insurance agent in Cleveland, Texas?
As of October 29, 2026, Neighborhood Registry has license-checked 6 insurance agents serving Cleveland at Texas Department of Insurance, all Active. The top-ranked are Juventino Escobar (TDI #3429039), Marissa Caraballo (TDI #3243761), Jennie Lewis (TDI #2873626). No Cleveland insurance agent has claimed a Registry profile yet, so all are ranked in the License-Checked tier under a published methodology.
How do I verify a Texas insurance agent’s license?
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you. Neighborhood Registry reads the same record and writes every check to its public verification ledger.
What does a Texas insurance agent’s license actually cover?
TDI licenses agents by qualification — for example general lines property and casualty, general lines life accident and health, or personal lines — and an agent may only sell the lines their license covers, for insurers that have appointed them. License-Checked on this page means Neighborhood Registry read the agent’s TDI record and found it Active in October 2026; it is a statement about the license, not about price or service quality.
What should a Cleveland homebuyer know about local taxes and schools?
Cleveland ISD serves the city and a wider three-county territory and was rated F overall in TEA’s 2025 ratings — the only Houston-region district to receive an F — while Cleveland High School scored 66 of 100 (D) on its campus report card, so verify a specific address with TEA or the Liberty County Appraisal District. For tax year 2025, a Liberty County home inside city limits in Cleveland ISD stacks $2.134100 per $100 before any special district, and no community-college tax applies in this footprint. No tax year 2026 total is stated. Confirm the parcel’s actual entity list with the Liberty County Appraisal District.
Sources
- Texas Department of Insurance license records for every ranked insurance agent (license numbers and check dates printed above), read October 2026; Neighborhood Registry verification ledger.
- U.S. Census Bureau QuickFacts: Cleveland city, Texas (V2025; population estimate and growth, and 2020-2024 housing and coverage values, checked October 2026).
- Texas Education Agency — 2025-2026 Accreditation Statuses table (Cleveland ISD: F) and 2025 School Report Card, Cleveland High School (overall 66).
- Liberty County — Adopted Budget, FYE September 30, 2026 (TY2025 total $0.480000).
- City of Cleveland — FY2025-26 adoption record (TY2025 $0.630000) and September 16, 2026 tax-rate motions (TY2026 adopted $0.750000, not summed into any total here).
- Cleveland ISD — Tax Year 2026 OMA Taxpayer Impact Statement (TY2025 adopted $1.024100).
- Lee College — 2026-2027 Tax Levy Order (taxing district of Chambers and Harris Counties only — the no-college verification).
- Liberty County Appraisal District — official site (Cleveland branch office; appraisal structure).
- City of Cleveland — National Weather Service Flood Warning, East Fork San Jacinto River at Cleveland (flood stage 19.0 ft; impacts at 23.0 and 25.0 ft); U.S. Geological Survey streamgage 08070000.
- Neighborhood Registry Cleveland fact build, October 2026.