Best License-Verified Insurance Agents in Humble, Texas (October 2026)

The short answer: As of October 29, 2026, Neighborhood Registry has read the license record of every insurance agent ranked below at Texas Department of Insurance and found each license Active. 11 insurance agents on the Humble service roster hold licenses we checked in October 2026; 7 are ranked here. One fact stated up front: no Humble insurance agent has claimed a Registry profile yet, so every name below sits in the License-Checked tier — licenses verified at the authority, profiles not yet maintained by the pros. The first Humble insurance agent to claim and verify a profile takes the top tier in the next edition, under the same published rules. Until then, this page is the only Humble insurance agent ranking that prints the license number and check date behind every name.

The ranking — October 2026 edition

1. Frances Casanova Hernandez

Rank basis: License-Checked tier; appears on the Humble service roster (Humble); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3514578 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Humble (Humble service roster).
Registry profile

2. Eddie Redou

Rank basis: License-Checked tier; appears on the Humble service roster (Humble); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3418452 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Humble (Humble service roster).
Registry profile

3. Monique Johnson

Rank basis: License-Checked tier; appears on the Humble service roster (Humble); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3342248 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Humble (Humble service roster).
Registry profile

4. Victor Murillo

Rank basis: License-Checked tier; appears on the Humble service roster (Humble); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3223696 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Humble (Humble service roster).
Registry profile

5. Jared Davis

Rank basis: License-Checked tier; appears on the Humble service roster (Humble); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3014457 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Humble (Humble service roster).
Registry profile

6. Stephen Horton

Rank basis: License-Checked tier; appears on the Humble service roster (Humble); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #2650043 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Humble (Humble service roster).
Registry profile

7. Austin Shalter

Rank basis: License-Checked tier; appears on the Humble service roster (Humble); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #2203417 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Humble (Humble service roster).
Registry profile

Also license-checked in Humble, not ranked in this edition: 4 more insurance agents on the Humble service roster hold licenses we read and found Active in October 2026 — Charles Joseph Allen Jr, Nathaniel Stover, Julia Williams, Robert Rodriguez.

How this ranking works

Most “best insurance agents in Humble” lists are assembled from advertising placements and review counts copied from other websites. This ranking is assembled from exactly one thing: the license record at the issuing authority, read directly by Neighborhood Registry.

  • Eligibility. An insurance agent is eligible only if we have read their record in the authority’s own system and found the license Active. No one can pay to be listed, apply for a rank, or be added by request.
  • Tier A — Verified & Claimed. The license is verified at the authority and the pro has claimed their Registry profile, confirmed their details, and maintains it. Tier A always ranks above Tier B.
  • Tier B — License-Checked. We have read the license at the authority and found it Active, but the pro has not yet claimed their profile.
  • Order inside a tier is mechanical and published: (1) neighborhood seats held in Humble; (2) most recent authority check; (3) time on the Registry (first-verified date); (4) alphabetical. Every input to every score is printed in the entries above.
  • Freshness. Licenses are re-checked weekly and formally re-verified every 12 months. A license that lapses or is suspended removes the pro from this ranking at the next re-check — not at the next edition. This page is re-issued monthly; this is the October 2026 edition, built from checks dated October 2026.

Full method: How We Verify — Every check is written to the public verification ledger.

How to verify a Texas insurance agent’s license

Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you.

Humble, in numbers

  • Population and housing (Humble city limits only): the incorporated City of Humble counted 16,795 people in the 2020 Census, with an estimated 16,484 on July 1, 2025, 5,981 households in 2020-2024, and a land area of 9.76 square miles; the median value of owner-occupied housing units was $216,400 in 2020-2024, with an owner-occupied rate of just 38.8% — inside city limits, Humble is renter-majority (U.S. Census Bureau QuickFacts, Humble city, Texas, V2025). These are city-limits figures only: most addresses with a Humble mailing address (Atascocita, Kingwood, Fall Creek, Summerwood, Eagle Springs) are outside city limits, in the City of Houston or unincorporated Harris County, and the Humble ISD / mailing-address market is many times larger than the city.
  • Schools: Humble ISD serves the city of Humble and the surrounding communities of Atascocita, Kingwood, Fall Creek, Summerwood, and Eagle Springs — a district far larger than the city, operating six high schools including Humble High School in the city — and was rated C in the Texas Education Agency’s 2025 accountability ratings. District boundaries do not follow city limits or mailing addresses, so verify the district for a specific address with TEA’s School District Locator / TXschools.gov or the parcel’s HCAD record.
  • Taxes: the complete tax year 2025 worked stack for a parcel inside Humble city limits, in Humble ISD and the Lone Star College taxing area, with no MUD, is $2.098298 per $100 of taxable value (Humble ISD $1.105200 + City of Humble $0.258170 + Harris County $0.380960 + Harris County Flood Control District $0.049660 + Port of Houston Authority $0.005900 + Harris Health $0.187610 + Harris County Department of Education $0.004798 + Lone Star College $0.106000), before any special district. The scope is load-bearing: parcels with a Humble mailing address outside city limits do not pay the $0.258170 City of Humble layer — they stack the City of Houston rate (inside Houston) or no city rate at all (unincorporated). No tax year 2026 total is stated here: the Harris County Tax Office table had not posted TY2026 adopted rates for the City of Humble, Humble ISD, or Lone Star College at the research date. Confirm a specific parcel’s entity list on its Harris Central Appraisal District record.
  • Insurance: the city’s renter-majority tenure (38.8% owner-occupied) makes landlord and renters coverage a structurally larger share of the in-city market than in the surrounding suburbs, and the flood question runs through the San Jacinto River system — the Humble / Kingwood area drains to the West Fork San Jacinto River and Lake Houston, where Hurricane Harvey’s sediment blockages at the West Fork contributed to flooding of some 16,000 homes and 3,300 businesses in the Lake Houston area. Flood exposure is a watershed-and-parcel fact, checked against the river and Lake Houston drainage — in Harvey, most flooded Harris County homes sat outside the mapped 100-year floodplain.
  • On this Registry: 11 insurance agents serving Humble hold licenses read at the authority in October 2026; the insurance agent seat is unclaimed.

Frequently Asked Questions

Who is the best license-verified insurance agent in Humble, Texas?

As of October 29, 2026, Neighborhood Registry has license-checked 11 insurance agents serving Humble at Texas Department of Insurance, all Active. The top-ranked are Frances Casanova Hernandez (TDI #3514578), Eddie Redou (TDI #3418452), Monique Johnson (TDI #3342248). No Humble insurance agent has claimed a Registry profile yet, so all are ranked in the License-Checked tier under a published methodology.

How do I verify a Texas insurance agent’s license?

Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you. Neighborhood Registry reads the same record and writes every check to its public verification ledger.

What does a Texas insurance agent’s license actually cover?

TDI licenses agents by qualification — for example general lines property and casualty, general lines life accident and health, or personal lines — and an agent may only sell the lines their license covers, for insurers that have appointed them. License-Checked on this page means Neighborhood Registry read the agent’s TDI record and found it Active in October 2026; it is a statement about the license, not about price or service quality.

What should a Humble homebuyer know about local taxes and schools?

Humble ISD was rated C in TEA’s 2025 ratings and serves a district far larger than the city — Atascocita, Kingwood, Fall Creek, Summerwood, and Eagle Springs as well as Humble itself — and district lines do not follow city limits, so verify the district for a specific address with TEA or the parcel’s HCAD record. For tax year 2025, a home inside Humble city limits in Humble ISD stacked $2.098298 per $100 of taxable value (Humble ISD $1.105200 + City of Humble $0.258170 + the five Harris County entities $0.628928 + Lone Star College $0.106000), before any special district. Most homes with a Humble mailing address are outside city limits and do not pay the city layer at all — they pay the City of Houston rate or no city rate instead — and no tax year 2026 total is stated, because the city, school, and college TY2026 adopted rates were not all posted at the research date. Confirm a specific parcel with HCAD.

Sources

  • Texas Department of Insurance license records for every ranked insurance agent (license numbers and check dates printed above), read October 2026; Neighborhood Registry verification ledger.
  • U.S. Census Bureau QuickFacts: Humble city, Texas (V2025; population estimate July 1, 2025 and 2020-2024 housing values, read October 2026).
  • Texas Education Agency 2025-2026 Accreditation Statuses (Humble ISD: C).
  • Harris County Tax Office Jurisdiction Tax Rates (Truth-in-Taxation) table, tax year 2025 adopted column (City of Humble $0.2581700; Humble ISD $1.1052000); Lone Star College Legal Status page (Humble ISD within the College’s taxing boundaries).
  • Harris Central Appraisal District — About HCAD; Humble ISD district campus structure (six high schools).
  • Harris County Flood Control District Hurricane Harvey record for the San Jacinto River / Lake Houston area, as republished.
  • Neighborhood Registry Humble fact build, October 2026.