The short answer: As of October 29, 2026, Neighborhood Registry has read the license record of every insurance agent ranked below at Texas Department of Insurance and found each license Active. 10 insurance agents on the Allen service roster hold licenses we checked in October 2026; 7 are ranked here. One fact stated up front: no Allen insurance agent has claimed a Registry profile yet, so every name below sits in the License-Checked tier — licenses verified at the authority, profiles not yet maintained by the pros. The first Allen insurance agent to claim and verify a profile takes the top tier in the next edition, under the same published rules. Until then, this page is the only Allen insurance agent ranking that prints the license number and check date behind every name.
The ranking — October 2026 edition
1. Bonnie Morris
Rank basis: License-Checked tier; appears on the Allen service roster (Allen); checked October 21, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #811482 — Active, read directly at the authority. Last checked: October 21, 2026.
Area served: Allen (Allen service roster).
Registry profile
2. John Hanson
Rank basis: License-Checked tier; appears on the Allen service roster (Allen); checked October 21, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #930267 — Active, read directly at the authority. Last checked: October 21, 2026.
Area served: Allen (Allen service roster).
Registry profile
3. Roger Russell
Rank basis: License-Checked tier; appears on the Allen service roster (Allen); checked October 21, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #667201 — Active, read directly at the authority. Last checked: October 21, 2026.
Area served: Allen (Allen service roster).
Registry profile
4. Teddy Harrell
Rank basis: License-Checked tier; appears on the Allen service roster (Allen); checked October 21, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #684561 — Active, read directly at the authority. Last checked: October 21, 2026.
Area served: Allen (Allen service roster).
Registry profile
5. Joel Miller
Rank basis: License-Checked tier; appears on the Allen service roster (Allen); checked October 18, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #2087687 — Active, read directly at the authority. Last checked: October 18, 2026.
Area served: Allen (Allen service roster).
Registry profile
6. John Orsi
Rank basis: License-Checked tier; appears on the Allen service roster (Allen); checked October 18, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3358282 — Active, read directly at the authority. Last checked: October 18, 2026.
Area served: Allen (Allen service roster).
Registry profile
7. Alan Topchik
Rank basis: License-Checked tier; appears on the Allen service roster (Allen); checked October 18, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #1377957 — Active, read directly at the authority. Last checked: October 18, 2026.
Area served: Allen (Allen service roster).
Registry profile
Also license-checked in Allen, not ranked in this edition: 3 more insurance agents on the Allen service roster hold licenses we read and found Active in October 2026 — David Lo, Kevin Young, Louis Satisky.
How this ranking works
Most “best insurance agents in Allen” lists are assembled from advertising placements and review counts copied from other websites. This ranking is assembled from exactly one thing: the license record at the issuing authority, read directly by Neighborhood Registry.
- Eligibility. An insurance agent is eligible only if we have read their record in the authority’s own system and found the license Active. No one can pay to be listed, apply for a rank, or be added by request.
- Tier A — Verified & Claimed. The license is verified at the authority and the pro has claimed their Registry profile, confirmed their details, and maintains it. Tier A always ranks above Tier B.
- Tier B — License-Checked. We have read the license at the authority and found it Active, but the pro has not yet claimed their profile.
- Order inside a tier is mechanical and published: (1) neighborhood seats held in Allen; (2) most recent authority check; (3) time on the Registry (first-verified date); (4) alphabetical. Every input to every score is printed in the entries above.
- Freshness. Licenses are re-checked weekly and formally re-verified every 12 months. A license that lapses or is suspended removes the pro from this ranking at the next re-check — not at the next edition. This page is re-issued monthly; this is the October 2026 edition, built from checks dated October 2026.
Full method: How We Verify — Every check is written to the public verification ledger.
How to verify a Texas insurance agent’s license
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you.
Allen, in numbers
- Population and housing: Allen counted an estimated 113,447 people on July 1, 2025, up 8.4% from 104,627 at the April 1, 2020 Census (U.S. Census Bureau QuickFacts, Allen city, Texas, V2025). Median value of owner-occupied housing units, 2020-2024: $464,100; owner-occupied rate 69.4%; median household income $130,901; 37,243 households.
- Schools: three districts serve addresses inside the Allen city limits. Allen ISD covers most of the city and earned an A in the Texas Education Agency’s 2025 accountability ratings; Plano ISD serves a southwestern portion and earned a B; Lovejoy ISD serves a northern portion (its TEA 2025 letter is not carried in the Registry’s fact build). District boundaries do not follow city limits — verify the district and campuses for a specific address with the applicable district or the Collin Central Appraisal District.
- Taxes: no single consolidated rate exists for Allen — the total depends on the parcel’s school district. Worked example, tax year 2026, for a Collin County parcel in Allen ISD: Allen ISD $1.1037 (M&O $0.7137 + I&S $0.3900) + City of Allen $0.4147 + Collin County $0.151414 + Collin College $0.081220 = $1.751034 per $100 of taxable value, with no MUD. Parcels in the Plano ISD portion substitute Plano ISD’s $1.032750; parcels in the Lovejoy ISD portion substitute $1.237300 per the Collin County Tax Assessor’s 2026 summary table (that total is carried with its rate split unsourced). Public improvement districts bill per-parcel assessments and are never blended into a citywide rate — confirm the entities and rates for a specific parcel with the Collin Central Appraisal District.
- Expansive clay and replacement cost: Allen sits on the Blackland Prairie, where the USDA soil survey for Collin County maps Houston Black clay with shrink-swell potential rated very high and the Texas Water Development Board describes that soil as highly expansive clay that commonly limits building site development — slab movement on that clay is the local foundation-coverage context, and soil varies by lot. Median owner-occupied value is $464,100 (Census QuickFacts, 2020-2024), so replacement-cost values on Allen’s dominant suburban stock track that figure; rate any specific risk by address.
- On this Registry: 10 insurance agents serving Allen hold licenses read at the authority in October 2026; the insurance agent seat is unclaimed.
Frequently Asked Questions
Who is the best license-verified insurance agent in Allen, Texas?
As of October 29, 2026, Neighborhood Registry has license-checked 10 insurance agents serving Allen at Texas Department of Insurance, all Active. The top-ranked are Bonnie Morris (TDI #811482), John Hanson (TDI #930267), Roger Russell (TDI #667201). No Allen insurance agent has claimed a Registry profile yet, so all are ranked in the License-Checked tier under a published methodology.
How do I verify a Texas insurance agent’s license?
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you. Neighborhood Registry reads the same record and writes every check to its public verification ledger.
What does a Texas insurance agent’s license actually cover?
TDI licenses agents by qualification — for example general lines property and casualty, general lines life accident and health, or personal lines — and an agent may only sell the lines their license covers, for insurers that have appointed them. License-Checked on this page means Neighborhood Registry read the agent’s TDI record and found it Active in October 2026; it is a statement about the license, not about price or service quality.
What should a Allen homebuyer know about local taxes and schools?
Three districts serve Allen addresses: Allen ISD covers most of the city and earned an A in TEA’s 2025 ratings, Plano ISD (B in 2025) serves a southwestern portion, and Lovejoy ISD serves a northern portion — verify the district for a specific address with the district or the Collin Central Appraisal District. For tax year 2026, a Collin County home in Allen ISD stacks to $1.751034 per $100 of taxable value (Allen ISD $1.1037 + City of Allen $0.4147 + Collin County $0.151414 + Collin College $0.081220) with no MUD; addresses in the Plano ISD or Lovejoy ISD portions substitute that district’s rate ($1.032750 for Plano ISD; $1.237300 total for Lovejoy ISD per the county’s 2026 summary, with its split unsourced) — confirm a specific parcel with the Collin Central Appraisal District.
Sources
- Texas Department of Insurance license records for every ranked insurance agent (license numbers and check dates printed above), read October 2026; Neighborhood Registry verification ledger.
- Collin County Tax Assessor — 2026 Tax Rates and Exemptions by Jurisdictions summary table (Allen ISD $1.103700, City of Allen $0.414700, Lovejoy ISD $1.237300, Plano ISD $1.032750).
- City of Allen — FY2026-27 adopted budget and tax rate release (rate $0.4147 adopted Sept. 8, 2026; median homestead $492,609).
- Allen ISD — 2026 Tax Rate Calculation Worksheet, Form 50-859 (M&O $0.713700); Allen ISD About Us (service area and campus structure).
- Texas Education Agency — 2025-2026 Accreditation Statuses (Allen ISD A, Plano ISD B).
- U.S. Census Bureau — QuickFacts, Allen city, Texas (V2025).
- Collin County and Collin College TY2026 components by citation to facts/plano.md (checked October 2026).
- Texas Water Development Board — Texas State Soil (Houston Black clay, shrink-swell).
- Neighborhood Registry Allen fact build, October 2026.