The short answer: As of October 29, 2026, Neighborhood Registry has read the license record of every insurance agent ranked below at Texas Department of Insurance and found each license Active. 45 insurance agents on the Highlands service roster hold licenses we checked in October 2026; 7 are ranked here. One fact stated up front: no Highlands insurance agent has claimed a Registry profile yet, so every name below sits in the License-Checked tier — licenses verified at the authority, profiles not yet maintained by the pros. The first Highlands insurance agent to claim and verify a profile takes the top tier in the next edition, under the same published rules. Until then, this page is the only Highlands insurance agent ranking that prints the license number and check date behind every name.
The ranking — October 2026 edition
1. Michael Edwards
Rank basis: License-Checked tier; appears on the Highlands service roster (Highlands); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3485693 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Highlands (Highlands service roster).
Registry profile
2. Emily Elder
Rank basis: License-Checked tier; appears on the Highlands service roster (Highlands); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3425515 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Highlands (Highlands service roster).
Registry profile
3. Florence Felix
Rank basis: License-Checked tier; appears on the Highlands service roster (Highlands); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3449035 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Highlands (Highlands service roster).
Registry profile
4. Harley Lenderman
Rank basis: License-Checked tier; appears on the Highlands service roster (Highlands); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3430262 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Highlands (Highlands service roster).
Registry profile
5. Allyssa Sobarzo
Rank basis: License-Checked tier; appears on the Highlands service roster (Highlands); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3423641 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Highlands (Highlands service roster).
Registry profile
6. Amanda Johnson
Rank basis: License-Checked tier; appears on the Highlands service roster (Highlands); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3382086 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Highlands (Highlands service roster).
Registry profile
7. Jackson Chilson
Rank basis: License-Checked tier; appears on the Highlands service roster (Highlands); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3388989 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Highlands (Highlands service roster).
Registry profile
Also license-checked in Highlands, not ranked in this edition: 38 more insurance agents on the Highlands service roster hold licenses we read and found Active in October 2026 — Maria Fiecas, Vitalia Luna, Gilberto Medellin, Jasmine Carastro, Danielle Sneed, Julie Dunn, Yoselyn Martinez, Jenafer Milum, Liliana Hernandez Sanchez, Adrian Gonzalez Gonzalez, Emtesha Franklin, Jose Vargas, plus 26 more.
How this ranking works
Most “best insurance agents in Highlands” lists are assembled from advertising placements and review counts copied from other websites. This ranking is assembled from exactly one thing: the license record at the issuing authority, read directly by Neighborhood Registry.
- Eligibility. An insurance agent is eligible only if we have read their record in the authority’s own system and found the license Active. No one can pay to be listed, apply for a rank, or be added by request.
- Tier A — Verified & Claimed. The license is verified at the authority and the pro has claimed their Registry profile, confirmed their details, and maintains it. Tier A always ranks above Tier B.
- Tier B — License-Checked. We have read the license at the authority and found it Active, but the pro has not yet claimed their profile.
- Order inside a tier is mechanical and published: (1) neighborhood seats held in Highlands; (2) most recent authority check; (3) time on the Registry (first-verified date); (4) alphabetical. Every input to every score is printed in the entries above.
- Freshness. Licenses are re-checked weekly and formally re-verified every 12 months. A license that lapses or is suspended removes the pro from this ranking at the next re-check — not at the next edition. This page is re-issued monthly; this is the October 2026 edition, built from checks dated October 2026.
Full method: How We Verify — Every check is written to the public verification ledger.
How to verify a Texas insurance agent’s license
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you.
Highlands, in numbers
- Population and housing (Highlands CDP): the Highlands Census Designated Place counted 8,612 people in the 2020 Census (7,522 in 2010), with 2,240 households in 2020-2024, and the median value of owner-occupied housing units was $214,400 in 2020-2024, with an owner-occupied rate of 80.4% (U.S. Census Bureau QuickFacts, Highlands CDP, Texas, V2025). QuickFacts publishes no July 1, 2025 population estimate for this CDP, and the Highlands mailing area (ZIP 77562) and the Goose Creek CISD community are larger, so these figures carry the CDP label.
- Schools: Goose Creek CISD serves Highlands — the community has its own Highlands Elementary School, Bonnie P. Hopper Primary School, and Highlands Junior High School, and students continue to the district’s Baytown high schools by zone — and was rated C (78) in the Texas Education Agency’s 2025 accountability ratings. District boundaries do not follow CDP lines — the neighboring districts are Crosby ISD (north), Channelview ISD (southwest), and Barbers Hill ISD (east) — so verify the district for a specific address with TEA’s School District Locator / TXschools.gov or the parcel’s HCAD record.
- Taxes: Highlands is unincorporated — there is no city tax. The complete tax year 2025 worked stack for a Highlands parcel is $1.885988 per $100 of taxable value (Goose Creek CISD $1.070000 + Lee College $0.187060 + Harris County $0.380960 + Harris County Flood Control District $0.049660 + Port of Houston Authority $0.005900 + Harris Health $0.187610 + Harris County Department of Education $0.004798), before any emergency services district or MUD, which are per-parcel. No tax year 2026 total is stated here: the Harris County Tax Office table had not posted a TY2026 adopted rate for Goose Creek CISD at the research date, and the Harris County Department of Education had not published its TY2026 rate as adopted. Confirm a specific parcel’s entity list on its Harris Central Appraisal District record.
- Insurance: San Jacinto River flood exposure is the defining Highlands coverage question. Highlands sits on the west bank of the San Jacinto River, in the Harris County Flood Control District’s San Jacinto River watershed — the county’s largest watershed, which recorded the highest flood stages in Harris County during Hurricane Harvey (the US-59 gage on the San Jacinto ran more than 20 feet above flood stage) — and most flooded Harris County homes in Harvey sat outside the mapped 100-year floodplain, so flood exposure is a river-and-parcel fact, checked against the FEMA map and the property’s distance from and elevation above the river. The Highlands Acid Pit Superfund site and the San Jacinto River Waste Pits site sit in the same river corridor, so environmental-site proximity is a per-parcel disclosure and underwriting check, verified against the EPA’s site records for the specific address. At 80.4% owner-occupancy, Highlands insurance demand is homeowner-led.
- On this Registry: 45 insurance agents serving Highlands hold licenses read at the authority in October 2026; the insurance agent seat is unclaimed.
Frequently Asked Questions
Who is the best license-verified insurance agent in Highlands, Texas?
As of October 29, 2026, Neighborhood Registry has license-checked 45 insurance agents serving Highlands at Texas Department of Insurance, all Active. The top-ranked are Michael Edwards (TDI #3485693), Emily Elder (TDI #3425515), Florence Felix (TDI #3449035). No Highlands insurance agent has claimed a Registry profile yet, so all are ranked in the License-Checked tier under a published methodology.
How do I verify a Texas insurance agent’s license?
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you. Neighborhood Registry reads the same record and writes every check to its public verification ledger.
What does a Texas insurance agent’s license actually cover?
TDI licenses agents by qualification — for example general lines property and casualty, general lines life accident and health, or personal lines — and an agent may only sell the lines their license covers, for insurers that have appointed them. License-Checked on this page means Neighborhood Registry read the agent’s TDI record and found it Active in October 2026; it is a statement about the license, not about price or service quality.
What should a Highlands homebuyer know about local taxes and schools?
Highlands is unincorporated, so there is no city tax. Goose Creek CISD was rated C (78) in TEA’s 2025 ratings and serves Highlands through its own Highlands Elementary, Hopper Primary, and Highlands Junior High, with students continuing to the district’s Baytown high schools by zone; district lines do not follow the CDP boundary — Crosby ISD, Channelview ISD, and Barbers Hill ISD border the area — so verify the district for a specific address with TEA’s School District Locator or the parcel’s HCAD record. For tax year 2025, a Highlands parcel stacked $1.885988 per $100 of taxable value (Goose Creek CISD $1.070000 + Lee College $0.187060 + the five Harris County entities $0.628928), before any ESD or MUD; no tax year 2026 total is stated, because Goose Creek CISD’s TY2026 adopted rate was not posted at the research date. Confirm a specific parcel with HCAD.
Sources
- Texas Department of Insurance license records for every ranked insurance agent (license numbers and check dates printed above), read October 2026; Neighborhood Registry verification ledger.
- U.S. Census Bureau QuickFacts: Highlands CDP, Texas (V2025; 2020 Census population and 2020-2024 housing values, read October 2026).
- Texas Education Agency 2025-2026 Accreditation Statuses (Goose Creek CISD, CDN 101911); Star-Courier News report of TEA’s August 15, 2025 release (Goose Creek CISD C, scaled score 78).
- Harris County Tax Office Jurisdiction Tax Rates (Truth-in-Taxation) table, tax year 2025 adopted column (Goose Creek CISD $1.0700000); Lee College FY 2025-2026 adopted budget / Board action (rate voted September 18, 2025: $0.18706) and Tuition and Other Charges (in-district definition).
- Texas Comptroller Harris County appraisal-district directory (HCAD; active taxing units include Goose Creek CISD; no City of Highlands taxing unit).
- Harris County Flood Control District San Jacinto River watershed and Hurricane Harvey record; Associated Press Harvey Superfund reporting (Highlands Acid Pit; San Jacinto River Waste Pits), as republished.
- Neighborhood Registry Highlands fact build, October 2026.