The short answer: As of October 29, 2026, Neighborhood Registry has read the license record of every loan officer ranked below at NMLS (Nationwide Multistate Licensing System) and found each license Active. 22 loan officers on the Fort Worth service roster hold licenses we checked in October 2026; 7 are ranked here. One fact stated up front: no Fort Worth loan officer has claimed a Registry profile yet, so every name below sits in the License-Checked tier — licenses verified at the authority, profiles not yet maintained by the pros. The first Fort Worth loan officer to claim and verify a profile takes the top tier in the next edition, under the same published rules. Until then, this page is the only Fort Worth loan officer ranking that prints the license number and check date behind every name.
The ranking — October 2026 edition
1. Hugo Ortiz-Pulido
Rank basis: License-Checked tier; appears on the Fort Worth service roster (Fort Worth); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #524657 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Fort Worth (Fort Worth service roster).
Registry profile
2. John Barton
Rank basis: License-Checked tier; appears on the Fort Worth service roster (Fort Worth); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #2560923 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Fort Worth (Fort Worth service roster).
Registry profile
3. Jose Cruz
Rank basis: License-Checked tier; appears on the Fort Worth service roster (Fort Worth); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #2829052 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Fort Worth (Fort Worth service roster).
Registry profile
4. Maria Elena Torres
Rank basis: License-Checked tier; appears on the Fort Worth service roster (Fort Worth); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #568494 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Fort Worth (Fort Worth service roster).
Registry profile
5. Giovany Perez
Rank basis: License-Checked tier; appears on the Fort Worth service roster (Fort Worth); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #2186112 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Fort Worth (Fort Worth service roster).
Registry profile
6. Liz Guzman
Rank basis: License-Checked tier; appears on the Fort Worth service roster (Fort Worth); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #1993864 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Fort Worth (Fort Worth service roster).
Registry profile
7. Lydia Abdelmessih
Rank basis: License-Checked tier; appears on the Fort Worth service roster (Fort Worth); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: NMLS (Nationwide Multistate Licensing System) #2326322 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Fort Worth (Fort Worth service roster).
Registry profile
Also license-checked in Fort Worth, not ranked in this edition: 15 more loan officers on the Fort Worth service roster hold licenses we read and found Active in October 2026 — Amanda Cooper, April Smith, Boyd Mayo, Matt Konlande, Claudia Dominguez, Cristina Calk, Ed Andrews III, Jay Bunte, Kyle Kennedy, Lauren Korb, Lisa Segelquist, Mana Sabir, plus 3 more.
How this ranking works
Most “best loan officers in Fort Worth” lists are assembled from advertising placements and review counts copied from other websites. This ranking is assembled from exactly one thing: the license record at the issuing authority, read directly by Neighborhood Registry.
- Eligibility. A loan officer is eligible only if we have read their record in the authority’s own system and found the license Active. No one can pay to be listed, apply for a rank, or be added by request.
- Tier A — Verified & Claimed. The license is verified at the authority and the pro has claimed their Registry profile, confirmed their details, and maintains it. Tier A always ranks above Tier B.
- Tier B — License-Checked. We have read the license at the authority and found it Active, but the pro has not yet claimed their profile.
- Order inside a tier is mechanical and published: (1) neighborhood seats held in Fort Worth; (2) most recent authority check; (3) time on the Registry (first-verified date); (4) alphabetical. Every input to every score is printed in the entries above.
- Freshness. Licenses are re-checked weekly and formally re-verified every 12 months. A license that lapses or is suspended removes the pro from this ranking at the next re-check — not at the next edition. This page is re-issued monthly; this is the October 2026 edition, built from checks dated October 2026.
Full method: How We Verify — Every check is written to the public verification ledger.
How to verify a Texas loan officer’s license
Use NMLS Consumer Access at nmlsconsumeraccess.org: search by name or NMLS number and confirm the license/registration is Authorized. Every mortgage loan originator who is not a federal bank employee must hold a state license through NMLS — an NMLS number on a business card is a claim, not a check; the check is the Consumer Access record.
Fort Worth, in numbers
- Population: 1,028,117 on July 1, 2025 — Fort Worth has passed one million residents, up 11.9% from 918,915 at the April 1, 2020 Census (U.S. Census Bureau QuickFacts V2025). Median value of owner-occupied homes: $303,000 (U.S. Census Bureau QuickFacts, 2020-2024).
- Schools: no single district serves Fort Worth. Fort Worth ISD, the largest, earned a C (73) in TEA’s 2025 accountability ratings; Keller ISD earned a B and Birdville ISD a C, and Arlington, Crowley, and White Settlement ISDs (all C) also serve city addresses. Verify the district for a specific address with the district or on TEA’s TXschools.gov.
- Taxes (Tax Year 2026): a city-limits parcel in Tarrant County in Fort Worth ISD stacks Tarrant County $0.186000 + Tarrant County Hospital District (JPS) $0.159000 + Tarrant County College $0.120000 + City of Fort Worth $0.705650 + Fort Worth ISD $1.029099 = $2.199749 per $100 of taxable value, before any special district (Tarrant County Tax Office Truth-in-Taxation summary, TY2026; the JPS rate is from the hospital district’s own TY2026 notice, which the county table omits). The Tarrant Regional Water District’s $0.027300 applies only inside its taxing boundary and is not in that total; the same stack in Eagle Mountain-Saginaw ISD totals $2.456350 per $100. Confirm the entities and rates for a specific parcel with the Tarrant Appraisal District.
- On this Registry: 22 loan officers serving Fort Worth hold licenses read at the authority in October 2026; the loan officer seat is unclaimed.
Frequently Asked Questions
Who is the best license-verified loan officer in Fort Worth, Texas?
As of October 29, 2026, Neighborhood Registry has license-checked 22 loan officers serving Fort Worth at NMLS (Nationwide Multistate Licensing System), all Active. The top-ranked are Hugo Ortiz-Pulido (NMLS #524657), John Barton (NMLS #2560923), Jose Cruz (NMLS #2829052). No Fort Worth loan officer has claimed a Registry profile yet, so all are ranked in the License-Checked tier under a published methodology.
How do I verify a Texas loan officer’s license?
Use NMLS Consumer Access at nmlsconsumeraccess.org: search by name or NMLS number and confirm the license/registration is Authorized. Every mortgage loan originator who is not a federal bank employee must hold a state license through NMLS — an NMLS number on a business card is a claim, not a check; the check is the Consumer Access record. Neighborhood Registry reads the same record and writes every check to its public verification ledger.
How do property taxes affect a Fort Worth mortgage payment?
Property taxes are escrowed in a Fort Worth monthly mortgage payment from day one, so the tax stack for the specific lot changes the payment and the debt-to-income calculation. For Tax Year 2026, a city-limits parcel in Tarrant County in Fort Worth ISD stacks to $2.199749 per $100 of taxable value, before any special district, while an Eagle Mountain-Saginaw ISD parcel stacks to $2.456350 per $100 — about $898.10 per year more on $350,000 of taxable value. A loan officer who quotes a payment without the parcel’s Tarrant Appraisal District entity list is quoting a number that will move.
What should a Fort Worth homebuyer know about local taxes and schools?
Fort Worth has no single school district or tax rate. Fort Worth ISD, the largest district, earned a C (73) in TEA’s 2025 ratings, while Keller ISD earned a B and Birdville ISD a C — verify the district for a specific address on TEA’s TXschools.gov. For Tax Year 2026, a city-limits parcel in Tarrant County in Fort Worth ISD stacks to $2.199749 per $100 of taxable value, before any special district, and the school component alone can change that total — an Eagle Mountain-Saginaw ISD parcel stacks to $2.456350 per $100 — so confirm a specific parcel with the Tarrant Appraisal District.
Sources
- NMLS (Nationwide Multistate Licensing System) license records for every ranked loan officer (license numbers and check dates printed above), read October 2026; Neighborhood Registry verification ledger.
- U.S. Census Bureau QuickFacts: Fort Worth city, Texas (V2025; population estimate July 1, 2025 and 2020-2024 housing values).
- Texas Education Agency 2025 accountability ratings and 2024-25 TAPR district reports (Fort Worth ISD, Keller ISD, Birdville ISD).
- Tarrant County Tax Office Truth-in-Taxation Summary (Tax Code 26.16 adopted-rate table, Tax Year 2026); Tarrant County Hospital District (JPS Health Network) Notice of Meeting to Vote on Tax Rate, TY2026.
- Neighborhood Registry Fort Worth fact build, October 2026.