The short answer: As of October 29, 2026, Neighborhood Registry has read the license record of every insurance agent ranked below at Texas Department of Insurance and found each license Active. 22 insurance agents on the Richmond service roster hold licenses we checked in October 2026; 7 are ranked here. One fact stated up front: no Richmond insurance agent has claimed a Registry profile yet, so every name below sits in the License-Checked tier — licenses verified at the authority, profiles not yet maintained by the pros. The first Richmond insurance agent to claim and verify a profile takes the top tier in the next edition, under the same published rules. Until then, this page is the only Richmond insurance agent ranking that prints the license number and check date behind every name.
The ranking — October 2026 edition
1. Taboh Atanga
Rank basis: License-Checked tier; appears on the Richmond service roster (Richmond); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3547740 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Richmond (Richmond service roster).
Registry profile
2. Gifanho Lubaki
Rank basis: License-Checked tier; appears on the Richmond service roster (Richmond); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3502212 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Richmond (Richmond service roster).
Registry profile
3. Joshua Kupiec
Rank basis: License-Checked tier; appears on the Richmond service roster (Richmond); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3456540 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Richmond (Richmond service roster).
Registry profile
4. Brittney Vazquez
Rank basis: License-Checked tier; appears on the Richmond service roster (Richmond); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3417789 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Richmond (Richmond service roster).
Registry profile
5. Kafayat Ayodele
Rank basis: License-Checked tier; appears on the Richmond service roster (Richmond); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3375711 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Richmond (Richmond service roster).
Registry profile
6. Robert Gray
Rank basis: License-Checked tier; appears on the Richmond service roster (Richmond); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3326755 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Richmond (Richmond service roster).
Registry profile
7. Ejikeme Steven Okoroha Jr
Rank basis: License-Checked tier; appears on the Richmond service roster (Richmond); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3273954 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Richmond (Richmond service roster).
Registry profile
Also license-checked in Richmond, not ranked in this edition: 15 more insurance agents on the Richmond service roster hold licenses we read and found Active in October 2026 — Andy Merida, Gideon Mudoh, Nicholas Lewellen, Jeffery Toschlog, Stefan Lewis, Nicholas Wallace, Fransisco Bravo, David Rendon, Anthony Hernandez, Danielle Bily, Abolaji Ayobami, Gena Tucker, plus 3 more.
How this ranking works
Most “best insurance agents in Richmond” lists are assembled from advertising placements and review counts copied from other websites. This ranking is assembled from exactly one thing: the license record at the issuing authority, read directly by Neighborhood Registry.
- Eligibility. An insurance agent is eligible only if we have read their record in the authority’s own system and found the license Active. No one can pay to be listed, apply for a rank, or be added by request.
- Tier A — Verified & Claimed. The license is verified at the authority and the pro has claimed their Registry profile, confirmed their details, and maintains it. Tier A always ranks above Tier B.
- Tier B — License-Checked. We have read the license at the authority and found it Active, but the pro has not yet claimed their profile.
- Order inside a tier is mechanical and published: (1) neighborhood seats held in Richmond; (2) most recent authority check; (3) time on the Registry (first-verified date); (4) alphabetical. Every input to every score is printed in the entries above.
- Freshness. Licenses are re-checked weekly and formally re-verified every 12 months. A license that lapses or is suspended removes the pro from this ranking at the next re-check — not at the next edition. This page is re-issued monthly; this is the October 2026 edition, built from checks dated October 2026.
Full method: How We Verify — Every check is written to the public verification ledger.
How to verify a Texas insurance agent’s license
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you.
Richmond, in numbers
- Population and housing (Richmond city): the City of Richmond counted 11,627 people in the 2020 Census, with a population estimate of 13,389 on July 1, 2025, and the median value of owner-occupied housing units was $231,500 in 2020-2024 (U.S. Census Bureau QuickFacts, Richmond city, Texas, V2025). Only 53.5% of occupied housing units were owner-occupied in 2020-2024 — barely half — so insurance demand splits between owner-occupants, landlords, and tenants. These figures are city-limits figures only; the Richmond mailing area extends well beyond them into unincorporated Fort Bend County.
- Schools: there is no single Richmond district. Lamar Consolidated ISD serves most of the city and Fort Bend ISD serves the eastern edge, and both rated B in the Texas Education Agency’s 2025 accountability ratings. District lines do not follow city limits — verify the district for a specific address with the district or TEA.
- Taxes: the headline worked stacks are tax year 2025. A Fort Bend County parcel inside city limits, in Lamar Consolidated ISD, with no MUD or LID stacks Lamar CISD $1.1469 + City of Richmond $0.630000 + Fort Bend County $0.412000 + Fort Bend County Drainage District $0.010000 = $2.1989 per $100; the same footprint in Fort Bend ISD stacks $2.1089 per $100 (Fort Bend ISD $1.0569). A Richmond bill carries no community-college tax — neither Fort Bend County college taxing unit reaches Richmond. No tax year 2026 total is stated: the city’s TY2026 figure was retrieved only as a proposed $0.620000 and the Drainage District’s TY2026 adopted order has not been pulled. Confirm the entities and rates for a specific parcel with the Fort Bend Central Appraisal District (FBCAD).
- Flood (insurance): Richmond sits on the Brazos River, and the river’s reference gauge for Fort Bend County is the Brazos River at Richmond gauge (flood stage 45.0 ft). After Hurricane Harvey the Brazos crested at 55.19 ft at that gauge on September 1, 2017 — more than 10 ft above flood stage — and the county judge ordered mandatory evacuations across leveed districts in the Richmond area, including Fort Bend County LID #6 and Pecan Grove MUD (Fort Bend County Levee Improvement District No. 17 river record; National Weather Service). Flood exposure here is a river-gauge, levee, and parcel fact, not a citywide claim.
- On this Registry: 22 insurance agents serving Richmond hold licenses read at the authority in October 2026; the insurance agent seat is unclaimed.
Frequently Asked Questions
Who is the best license-verified insurance agent in Richmond, Texas?
As of October 29, 2026, Neighborhood Registry has license-checked 22 insurance agents serving Richmond at Texas Department of Insurance, all Active. The top-ranked are Taboh Atanga (TDI #3547740), Gifanho Lubaki (TDI #3502212), Joshua Kupiec (TDI #3456540). No Richmond insurance agent has claimed a Registry profile yet, so all are ranked in the License-Checked tier under a published methodology.
How do I verify a Texas insurance agent’s license?
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you. Neighborhood Registry reads the same record and writes every check to its public verification ledger.
What does a Texas insurance agent’s license actually cover?
TDI licenses agents by qualification — for example general lines property and casualty, general lines life accident and health, or personal lines — and an agent may only sell the lines their license covers, for insurers that have appointed them. License-Checked on this page means Neighborhood Registry read the agent’s TDI record and found it Active in October 2026; it is a statement about the license, not about price or service quality.
What should a Richmond homebuyer know about local taxes and schools?
Richmond has no single school district: Lamar Consolidated ISD serves most of the city and Fort Bend ISD serves the eastern edge, and both rated B in TEA’s 2025 ratings, so verify the district for a specific address with the district or TEA. For tax year 2025, a home inside city limits with no MUD or LID stacks $2.1989 per $100 in the Lamar CISD footprint or $2.1089 per $100 in the Fort Bend ISD footprint, and a Richmond bill carries no community-college tax. No tax year 2026 total is stated, because the city TY2026 figure was retrieved only as proposed. Confirm the parcel’s actual entity list with the Fort Bend Central Appraisal District.
Sources
- Texas Department of Insurance license records for every ranked insurance agent (license numbers and check dates printed above), read October 2026; Neighborhood Registry verification ledger.
- U.S. Census Bureau QuickFacts: Richmond city, Texas (V2025; 2020 Census count, July 1, 2025 estimate, and 2020-2024 housing values, checked October 2026).
- Texas Education Agency 2025 accountability ratings (2025-2026 Accreditation Statuses table; Lamar Consolidated ISD and Fort Bend ISD, both B).
- Fort Bend County — Order to Adopt the 2026 Tax Rate (TY2025 county total $0.412000; TY2026 adopted $0.407000) and City of Missouri City Tax Information table (Fort Bend Drainage Fund $0.010000, TY2025).
- City of Richmond — post-adoption statutory notice (TY2025 adopted $0.630000) and TY2026 public-hearing notice (proposed $0.620000 only).
- Lamar Consolidated ISD — Tax Information page and 2026 Tax Rate Calculation Worksheet (TY2025 adopted $1.1469); Fort Bend ISD — 2025 tax-rate resolution (TY2025 $1.0569).
- Fort Bend Central Appraisal District — About FBCAD (appraisal structure; 260 taxing units).
- Fort Bend County Levee Improvement District No. 17 — Brazos River Information (Richmond gauge; Harvey crest 55.19 ft, September 1, 2017); National Weather Service flood stage 45.0 ft.
- Neighborhood Registry Richmond fact build, October 2026.