The short answer: As of October 29, 2026, Neighborhood Registry has read the license record of every insurance agent ranked below at Texas Department of Insurance and found each license Active. 10 insurance agents on the Missouri City service roster hold licenses we checked in October 2026; 7 are ranked here. One fact stated up front: no Missouri City insurance agent has claimed a Registry profile yet, so every name below sits in the License-Checked tier — licenses verified at the authority, profiles not yet maintained by the pros. The first Missouri City insurance agent to claim and verify a profile takes the top tier in the next edition, under the same published rules. Until then, this page is the only Missouri City insurance agent ranking that prints the license number and check date behind every name.
The ranking — October 2026 edition
1. Gabriela Tzampop
Rank basis: License-Checked tier; appears on the Missouri City service roster (Missouri City); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3499768 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Missouri City (Missouri City service roster).
Registry profile
2. Carlos Moreno
Rank basis: License-Checked tier; appears on the Missouri City service roster (Missouri City); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3365342 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Missouri City (Missouri City service roster).
Registry profile
3. Craig Mcgowan
Rank basis: License-Checked tier; appears on the Missouri City service roster (Missouri City); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #3213762 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Missouri City (Missouri City service roster).
Registry profile
4. Yewande Ifanse
Rank basis: License-Checked tier; appears on the Missouri City service roster (Missouri City); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #2951880 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Missouri City (Missouri City service roster).
Registry profile
5. James Higgins
Rank basis: License-Checked tier; appears on the Missouri City service roster (Missouri City); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #2542795 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Missouri City (Missouri City service roster).
Registry profile
6. Elizabeth Chung
Rank basis: License-Checked tier; appears on the Missouri City service roster (Missouri City); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #2049216 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Missouri City (Missouri City service roster).
Registry profile
7. Nicole Bacot
Rank basis: License-Checked tier; appears on the Missouri City service roster (Missouri City); checked October 28, 2026. Order inside the tier follows the published methodology below.
License: Texas Department of Insurance #1532468 — Active, read directly at the authority. Last checked: October 28, 2026.
Area served: Missouri City (Missouri City service roster).
Registry profile
Also license-checked in Missouri City, not ranked in this edition: 3 more insurance agents on the Missouri City service roster hold licenses we read and found Active in October 2026 — Horace Armstrong, Colleen Villalon, Raje Shree Lahoti.
How this ranking works
Most “best insurance agents in Missouri City” lists are assembled from advertising placements and review counts copied from other websites. This ranking is assembled from exactly one thing: the license record at the issuing authority, read directly by Neighborhood Registry.
- Eligibility. An insurance agent is eligible only if we have read their record in the authority’s own system and found the license Active. No one can pay to be listed, apply for a rank, or be added by request.
- Tier A — Verified & Claimed. The license is verified at the authority and the pro has claimed their Registry profile, confirmed their details, and maintains it. Tier A always ranks above Tier B.
- Tier B — License-Checked. We have read the license at the authority and found it Active, but the pro has not yet claimed their profile.
- Order inside a tier is mechanical and published: (1) neighborhood seats held in Missouri City; (2) most recent authority check; (3) time on the Registry (first-verified date); (4) alphabetical. Every input to every score is printed in the entries above.
- Freshness. Licenses are re-checked weekly and formally re-verified every 12 months. A license that lapses or is suspended removes the pro from this ranking at the next re-check — not at the next edition. This page is re-issued monthly; this is the October 2026 edition, built from checks dated October 2026.
Full method: How We Verify — Every check is written to the public verification ledger.
How to verify a Texas insurance agent’s license
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you.
Missouri City, in numbers
- Population and housing (Missouri City city): Missouri City counted 74,259 people in the 2020 Census, with a population estimate of 77,327 on July 1, 2025, and the median value of owner-occupied housing units was $311,400 in 2020-2024, with an owner-occupied rate of 81.8% — the highest of the three Fort Bend cluster cities (U.S. Census Bureau QuickFacts, Missouri City city, Texas, V2025). Insurance demand here is homeowner-led.
- Schools: the district follows the county, then the address. The Fort Bend County part of Missouri City — most of the city — is served by Fort Bend ISD, rated B in the Texas Education Agency’s 2025 accountability ratings; the small Harris County sliver is served by Houston ISD, rated B (84) in TEA 2025. Verify the district for a specific address with the district or TEA.
- Taxes: the headline is the city’s own published tax year 2025 stack for the Fort Bend side: City of Missouri City $0.570825 + Fort Bend County $0.412000 + Fort Bend County Drainage District $0.010000 + Fort Bend ISD $1.056900 + Houston Community College $0.098802 = $2.148527 per $100 (City of Missouri City Tax Information table). Houston Community College genuinely applies here — HCC’s Fort Bend taxing entity is Houston Community College — Missouri City & Stafford — and here only in this cluster. The city’s printed total expressly excludes MUD and PID rates, which many Missouri City homes also pay. The Harris County sliver follows the Harris County stack instead; no Harris total is stated here. Confirm a specific parcel with the Fort Bend Central Appraisal District (FBCAD) or, in the sliver, the Harris County Appraisal District.
- Levees and flood (insurance): Missouri City’s southern growth sits behind levees on the Brazos River and Steep Bank Creek. In Hurricane Harvey the Brazos crested at a record 55.19 ft at the Richmond gauge on September 1, 2017 (flood stage 45.0 ft), and the county ordered mandatory evacuations for Riverstone and Sienna Plantation, both in Missouri City; Fort Bend County LID No. 19’s own after-action material documents its Steep Bank Creek pump station running on generator power with portable pumps as interior rain fell (Fort Bend County LID No. 17 river record; LID No. 19 Harvey posts). A home’s levee district and interior drainage are parcel facts that drive its flood-insurance position.
- On this Registry: 10 insurance agents serving Missouri City hold licenses read at the authority in October 2026; the insurance agent seat is unclaimed.
Frequently Asked Questions
Who is the best license-verified insurance agent in Missouri City, Texas?
As of October 29, 2026, Neighborhood Registry has license-checked 10 insurance agents serving Missouri City at Texas Department of Insurance, all Active. The top-ranked are Gabriela Tzampop (TDI #3499768), Carlos Moreno (TDI #3365342), Craig Mcgowan (TDI #3213762). No Missouri City insurance agent has claimed a Registry profile yet, so all are ranked in the License-Checked tier under a published methodology.
How do I verify a Texas insurance agent’s license?
Use the Texas Department of Insurance license search at tdi.texas.gov: search by name or license number and confirm the license is Active and appointed for the lines being sold. TDI licenses agents by qualification — general lines (property and casualty), general lines (life, accident and health), personal lines, and others — and the agent must hold the qualification for the policy in front of you. Neighborhood Registry reads the same record and writes every check to its public verification ledger.
What does a Texas insurance agent’s license actually cover?
TDI licenses agents by qualification — for example general lines property and casualty, general lines life accident and health, or personal lines — and an agent may only sell the lines their license covers, for insurers that have appointed them. License-Checked on this page means Neighborhood Registry read the agent’s TDI record and found it Active in October 2026; it is a statement about the license, not about price or service quality.
What should a Missouri City homebuyer know about local taxes and schools?
Most of Missouri City is in Fort Bend ISD, rated B in TEA’s 2025 ratings, and the small Harris County sliver is in Houston ISD, rated B (84) — verify the district for a specific address with the district or TEA. For tax year 2025, the city’s own published Fort Bend-side stack is $2.148527 per $100, including a Houston Community College rate of $0.098802 that genuinely applies in Missouri City, and that total excludes MUD and PID rates, which many homes also pay. Homes in the Harris County sliver follow the Harris County stack instead. Confirm the parcel’s actual entity list with the Fort Bend Central Appraisal District.
Sources
- Texas Department of Insurance license records for every ranked insurance agent (license numbers and check dates printed above), read October 2026; Neighborhood Registry verification ledger.
- U.S. Census Bureau QuickFacts: Missouri City city, Texas (V2025; 2020 Census count, July 1, 2025 estimate, and 2020-2024 housing values, checked October 2026).
- Texas Education Agency 2025 accountability ratings (2025-2026 Accreditation Statuses table; Fort Bend ISD B; Houston ISD B (84) as carried in the Registry Houston fact build).
- City of Missouri City — Tax Information (TY2025 published stack and printed total $2.148527, excluding MUD/PID; HCC $0.098802).
- Fort Bend County — Order to Adopt the 2026 Tax Rate (TY2026 adopted $0.407000; TY2025 total $0.412000); Fort Bend ISD — 2025 tax-rate resolution (TY2025 $1.0569) and 2026 adoption release (TY2026 $0.9969).
- Houston Community College — Truth in Taxation (rate $0.098802); Fort Bend County interlocal tax-collection agreement naming Houston Community College — Missouri City & Stafford.
- Fort Bend Central Appraisal District — About FBCAD (appraisal structure; 260 taxing units).
- Fort Bend County Levee Improvement District No. 17 — Brazos River Information (Richmond gauge; Harvey crest 55.19 ft, September 1, 2017); Fort Bend County LID No. 19 — Harvey after-action posts (Steep Bank Creek pump operation).
- Neighborhood Registry Missouri City fact build, October 2026.